If you’re a renter, getting renter’s insurance probably isn’t high on your list of to-dos. In fact, as of 2014 only 37% of renters had renter’s insurance.
Here at Cielo Real Estate, we want to ensure that you have everything you need for an optimal living experience in Western NC. So whether you’ve considered getting renter’s insurance or the thought has never crossed your mind, here are a few reasons why you should invest in the extra coverage.
Protect Your Property from Theft
Most people have thousands of dollars worth of personal possessions in their home, not to mention things with sentimental value. No one wants to imagine a break-in at their home, but in the case of the worst, renter’s insurance will keep you covered.
Insurance will usually have a set payout value, but you can opt for extra coverage if you have valuable items — like expensive jewelry or technology — that is high-priority. Plus if your laptop gets stolen from your car or bag while you’re away from home, renter’s insurance will still cover it!
Get Coverage from Fires and Natural Disasters
Burst pipes, windstorms, fire damage, smoke damage — whatever the disaster maybe, renter’s insurance covers it. If you live in an area that’s prone to a certain type of natural disaster, then you should look into specialized coverage. In Western NC, getting coverage from snowstorms and fires can come in handy.
If a situation caused by a fire or another natural disaster forces you to temporarily relocate from your apartment, renter’s insurance can even cover a place to stay while you wait for repairs. All in all, it provides total peace of mind in the case of any sort of unfortunate incident.
It’s Totally Affordable
Renter’s insurance prices vary depending on where you live, but in North Carolina you can expect to pay around $240 per year, which is less than a dollar a day! Since renter’s insurance prices do vary widely around the state, it’s best to get a quote from a few companies at your exact address.
In Asheville, the average price of renter’s insurance is far below the state’s average, coming in at around $181. Even if you want to opt for special coverage to account for your more expensive possessions, you can still expect to pay less than a dollar a day. For peace of mind and protection for yourself and your belongings, renter’s insurance is well-worth it in the end.
Find Your Home in Western NC
Navigating renting and owning homes can be tricky and confusing, but don’t worry — your local experts are here to help. Let the Cielo Team answer any and all of your real estate questions and help you find your perfect home in the process.
Ready to get started? So are we! Give us a call today, and let us help you out.